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Money tree needs a potting medium with excellent drainage, ideally, a potting mix that is peat-moss-based because it provides the necessary soil acidity of a pH between 6.0 and 7.5.
The money tree also needs well-draining soil to avoid root rot, soil that is neutral to slightly acidic, with a pH of 6.0 to 7.5.
Since the money tree is a tropical plant, it prefers warmer temperatures between 65 and 85 degrees Fahrenheit. If your home is kept warmer, this plant will need more water, says Steinkopf.
This plant has a tree form that grow as tall as 8 feet in the right conditions. Here’s how to propagate your money tree from cuttings in water or potting soil.
Your tree is not adapted to the strange soil, water, and sunlight of their new garden home. They may have had a steady diet of fertilizer or spent their winters in more southern locales.