Pushing back on critics, VantageScore's Chief Strategist and Chief Economist says VantageScore 4.0 boosts competition and predicts risk better than FICO.

With money tight for a lot of people, the buy now, pay later option has taken the economy by storm and changed how some ...

A FICO (Fair Isaac Corporation) score below 580 is considered a bad credit score, meaning it falls in the poor credit range. Along the same lines, a bad score using the VantageScore model is below 601 ...

I wasn't chasing the elusive 850 credit score, but this one easy change got me there anyway. Here's what I did.

Tired of credit card rejections? Learn the exact steps to improve your odds and finally get approved -- no more guessing or ...

FHFA's surprise approval of VantageScore 4.0 raises concerns over data, implementation hurdles, and the politicized push to ...

Private mortgage insurers must accept the FICO alternative as valid collateral before it can be widely adopted by the ...

SEATTLE — FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for the first time, will incorporate buy now, pay later (BNPL ...

“Effective today, to increase competition to the Credit Score Ecosystem and consistent with President Trump’s landslide mandate to lower costs, Fannie and Freddie will ALLOW lenders to use Vantage 4.0 ...

The credit score company FICO announced a significant change this week, revealing a new model that will incorporate "Buy Now, Pay Later" (BNPL) options into co ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are missing payments. What to know.