You can create your own budget spreadsheet or use an existing template, which gives you more flexibility to meet your personal needs. After a free 30-day trial, Tiller is $79 a year.

This is another time-saving template to track regional sales graphically. You can simply input your data by region and month, and Excel will chart it out for you.

So we've done the searching for you - here are 50 of the best Google Docs templates that are time saving, elegant, easy to use or simply plain genius. At home 1.

I applaud people who want to save money and recognize they need a plan to reach their goals. Keeping savings goals in mind is especially important when you create a monthly budget.

Bottom Line. Having savings goals can help you stay on track as you save for retirement. T. Rowe Price’s savings benchmarks vary depending on a person’s income, age and marital status.

Google Docs templates make life just that much easier by providing the bare skeleton of a specific document, spreadsheet or presentation – all you have to do is fill in the blank bits with your ...