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Many Americans aren’t out of cash—they’ve just moved it. Here’s how high-yield accounts are reshaping buyer behavior in 2025.

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The SPDR Portfolio S&P 500 High Dividend ETF is an index fund that tracks the 80 highest-yielding companies in the S&P 500.

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Many Americans aren’t out of cash—they’ve just moved it. Here’s how high-yield accounts are reshaping buyer behavior in 2025.