The national average savings account rate is 0.38%, according to the FDIC. However, interest-bearing accounts can offer ...

The interest rates on your savings and loans are influenced by what the Federal Reserve does. The Fed cut rates more than once in 2024, which has stirred savings rate declines. It's still beneficial ...

Here's why the interest rate on your high-yield savings account goes up and down APYs are variable rates, meaning they fluctuate in accordance with the Fed rate.

Ever wondered why banks pay interest on savings accounts? Discover the reasons behind this and how it benefits both banks and customers.

Your savings account has a variable interest rate, so your bank can choose to raise or lower that rate at any time. Due to this, the yield you’re currently earning might not be the same as it ...

While Fed rate decisions influence what you earn on savings, the type of bank and account you choose matters more than actual rate changes, making it important to pick high-yield options that respond ...

Savings account interest rates have fluctuated over the years due to many different economic changes, such as during recessions, inflation, depressions and other economic conditions.

Chase is the biggest bank in the U.S., but Chase savings account interest rates are not sizable. See what you'd earn with a Chase savings account.

The recent drop in interest rates may have discouraged you from prioritizing savings, but CNBC Select offers advice on why a high-yield account still makes sense.

If you come across a 7% interest savings account, you might have struck gold. While a 7% APY is impossible to find, excellent alternatives do exist.