Maxing out your Roth IRA — if you’re able to do so — can prove to be one of your smartest financial decisions.

You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

An IRA — a tax-advantaged investment account — is a woman’s ticket to closing the retirement savings gap. Here are the main IRA types explained. The post From the SIMPLE IRA to the Roth: 6 Types of ...

All IRAs have annual contribution limits of $7,000 in 2025 for adults under 50. But those who will be 50 or older by the end ...

Liz Weston, Certified Financial Planner, is a personal finance columnist for NerdWallet. Questions may be sent to her at 3940 ...

The Roth IRA is an Individual Retirement Account created in the United States in 1997. Unlike the Traditional IRA, which ...

A Roth IRA could save long-term investors thousands of dollars in avoided taxes in retirement. Strict rules on who can contribute to a Roth IRA (and how much) require thoughtful strategy. High ...

The limit for a Roth IRA includes all your 401(k) and IRA accounts and is $7,000 per year, or $8,000 for those over 50 years old. The limit for a Roth 401(k) is much higher at $23,000 per year for ...

With a $95,000 Roth IRA, it's reasonable to reduce spending for a period of time to stretch and grow that money. But if you're sitting on a Roth IRA worth $1.8 million, ...

Roth IRA contributions are made with after-tax dollars, so you don’t get an immediate tax break, but you can withdraw contributions tax and penalty-free at any time.