Term life insurance policies can cover nearly any length of time and will stay in effect for the entire period, as long as you continue to pay the premiums, usually on a monthly or annual basis. Term ...

Whole life insurance has a cash value account that earns interest that you can then access. ... They also offer level premiums, meaning your monthly payments will remain the same.

Variable universal life insurance (VUL) offers flexibility, but it also comes with investment risk. Find out if this type of life insurance is right for you.

Cash value life insurance combines savings with a death benefit; more costly than term insurance. Policyholders can use cash value for loans or withdraws, impacting the ultimate death benefit ...

Term life insurance definition. Term life insurance offers temporary coverage for a specific period of time, such as 10, 20 or 30 years. The length of your term life policy should match your ...

Group life insurance is often included as an employee benefit, ... (YRT) life insurance policies — meaning, if you're still with the company after 12 months, your employer can extend coverage.