Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit score.

If unemployment leads to high credit card debt or missed payments, those could affect your credit score. This story was produced by Freedom Debt Relief and reviewed and distributed by Stacker . 0 ...

If unemployment leads to high credit card debt or missed payments, those could affect your credit score. This story was produced by Freedom Debt Relief and reviewed and distributed by Stacker . 0 ...

If unemployment leads to high credit card debt or missed payments, those could affect your credit score. This story was produced by Freedom Debt Relief and reviewed and distributed by Stacker . 0 ...

A business credit card can affect your personal credit score, but it depends on the type of card, how the provider reports your card activity to credit bureaus, and how you use the card. If you ...

If unemployment leads to high credit card debt or missed payments, those could affect your credit score. This story was produced by Freedom Debt Relief and reviewed and distributed by Stacker . 0 ...

If unemployment leads to high credit card debt or missed payments, those could affect your credit score. This story was produced by Freedom Debt Relief and reviewed and distributed by Stacker . 0 ...

If unemployment leads to high credit card debt or missed payments, those could affect your credit score. This story was produced by Freedom Debt Relief and reviewed and distributed by Stacker . 0 ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

A negative bank balance can be alarming, especially when you’re trying to maintain healthy finances. But many people worry ...

A negative bank balance doesn't directly affect your credit score, but missed EMIs, failed auto debits, or account closures ...