A negative bank balance doesn't directly affect your credit score, but missed EMIs, failed auto debits, or account closures ...

A rejection of a loan does not hurt your credit score in and of itself—but repeat denials may affect your file.

Nowadays, credit cards have become an important part of our daily lives. But it is the right use that maintains your credit ...

Unpaid bills and fines can hurt your credit standing, and no unpaid bill or fine is too small to forget about and let grow ...

A negative bank balance can be alarming, especially when you’re trying to maintain healthy finances. But many people worry ...

Loan part-payment means paying an extra amount towards your outstanding loan balance, over and above your regular EMIs ...

A new study shows early environment can leave a lasting mark on your credit. These steps can help you move forward.

How does a personal loan affect your credit score? Learn how your borrowing habits shape your finances and see ways to use personal loans to your advantage.

Depending on how you use buy now, pay later (BNPL), improper usage could really hurt your credit score, even tank it. Here's ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Even one missed due date can hurt your credit history more than you think. Here’s how much damage it can cause, and what you ...

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of ...