Average CD rates have been declining month-over-month during 2025, according to Federal Reserve data — and yet there are ...

Before depositing $10,000 into either account, it's worth considering the interest-earning potential of each now.

Don't rush to deposit a five-figure sum into either account type before calculating the interest-earning potential.

Dear Quentin, I recently lost both my parents and inherited $240,000. Due to life choices (divorce) and living paycheck to ...

Not sure if a $20,000 CD account makes sense to open this July? Here are three reasons why it could be a smart pick.

CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.

Roll Over Your CD If you decide to have an auto-renew set for your CD or if you simply want to let the funds roll over into a new CD, it’s essential to note that the rate won’t remain the same.

Check Out: 4 Low-Risk Ways To Build Your Savings in 2025 “When a CD matures in a falling-rate market, it can be tough to know what to do next,” said Taylor Kovar, CFP, founder of 11 Financial.

CDs aren't exciting, and they won't make you rich overnight. But boring and predictable can be a good thing, especially in today's economy, when people are scared to invest and nervous to spend.

David Stinnett, Vanguard’s head of strategic retirement consulting, noted that the stay-the-course mentality wasn’t merely a reflection of a strong equity market in 2024. Americans continue to ...

Data & Research June 24, 2025 Automatic Plan Features Help Participant Savings Rates Stay Resilient in 2024, Says Vanguard The average 401 (k) deferral rate was 7.7% in 2024—an all-time high and ...

The advancements we've seen in plan design, from auto enrollment to higher default rates, make a real difference,” stated Lauren Valente, Managing Director of Vanguard Workplace Solutions. In fact, ...