Vanguard buys its CDs through a network of more than 100 dealers nationwide, which helps it find the best rates. Brokered CDs have the added benefit of early redemption.

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With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

Average CD rates have been declining month-over-month during 2025, according to Federal Reserve data — and yet there are ...

CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.

Its rates on 12-month and 18-month CDs sometimes outperform those offered by Schwab, and Vanguard may have more term options. Quontic Bank Certificate of Deposit.

Before any rate cuts occur, though, savers can lock in the best CD rates available now, but if you plan to do that, it's important to choose a CD term that's most beneficial for your situation.