How To Get the Best Savings Interest Rates One lesson you can glean from this quick history of savings account interest rates is that identifying the best yields can make a discernible difference ...

The national average savings account interest rate is 0.41% as of January 31, 2025, according to the latest numbers available from the FDIC. You can earn exponentially more than that by opening a ...

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Currently, the average interest rate on a savings account in the U.S. is 0.42%, according to the Federal Deposit Insurance Corporation (FDIC), which is quite high by historical standards.

High interest rates mean loans are more expensive but savers benefit. The best savings interest rates often come from financial institutions like online banks and credit unions. The Federal ...

Savers can still snag interest rates above 4.25%. The average national interest rate for savings is 0.42%. Interest rates for savings accounts will continue to drop through the beginning of 2025.