You buy savings bonds, and the government will pay you a certain rate of interest over the term of the bond. When the bond matures, you receive your principal back, plus any accrued interest.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

*APYs as of Feb. 7, 2025, based on the banks we track at CNET. Weekly percentage increase/decrease from Jan. 27, 2025, to Feb ...