Good morning, everyone and to those joining us from Washington and good evening to those who are joining us from Sri Lanka and Asia.

Unpaid tax debt can quietly drain your finances and your peace of mind. Here are the hidden costs to watch for.

Clear Start Tax says it's one of the first documents they pull when reviewing a client's case. Taxpayers can request their transcript online at irs.gov/transcript or by submitting Form 4506-T.