Refinancing Mortgage Rates Today

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Mortgage Rates on Jul. 28, 2025

Today’s Mortgage Refinance Rates: July 25, 2025 – Rates Move Up

The rate on a 30-year fixed refinance increased to 6.8% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.71%, and for 20-year mortgages, the average is 6.

Investopedia · 16m

Today's Mortgage Rates by State - July 28, 2025

Check our interactive map to find today's 30-year mortgage rate average for any U.S. state. Right now, the cheapest states are New York and Colorado.

CNET on MSN · 2h

How the Federal Reserve Actually Impacts Mortgage Rates

Experts predict the Fed won't start cutting rates until the fall at the earliest. That means we're not likely to see mortgage rates drop below 6.5% for a while.

4don MSN

The Mortgage Rate Shift That Could Change the Housing Market

Analysts believe a modest drop in mortgage rates could prove to be a "magic bullet" for the U.S. housing market.

27d

Today’s Mortgage Rates Could Save You $1,000 a Year Compared to May’s Peak

Mortgage rates have dropped sharply since spiking in May on Trump tax bill news. We break down the decline—and what it means ...

NerdWallet on MSN4d

Weekly Mortgage Rates Barely Budge, With No Signs of Falling

Weekly mortgage rates continued to simmer last week, as markets wait in suspense ahead of the White House’s August 1 tariff ...

AOL1mon

Mortgage Refinance Rates Fall: Today's Refinance Rates, June 20, 2025 - AOL

Refinance rates change daily, but experts say rates could inch down in the coming months. Mortgage Refinance Rates Fall: Today's Refinance Rates, June 20, 2025 Skip to main content ...

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