Consolidating your debt can be a smart approach if you have decent credit and can qualify for rates significantly lower than ...

In the past, a complaint to the Consumer Financial Protection Bureau often prodded banks and other companies to do the right ...

One of the primary reasons credit cards exist is to facilitate purchases that you don’t want to pay for with cash or a debit ...

Avoid cash advances, use balance transfers when needed and keep on paying the minimum amount due to reduce the overall credit ...

Owing a lot of money on credit card debt can be very frustrating, and it can also create serious problems for your finances, ...

Paying your credit card bill on the wrong day could cost you. Expert John Liang reveals the best and worst days to pay—and ...

A balance transfer can offer breathing room, but what happens if you don't pay it off before the intro rate ends?

Americans who want to do their part to pay down the growing national debt can now do so directly from their phone. The ...

Credit utilization refers to how much debt you’re carrying on your credit card relative to your card’s credit limit. For example, if you have a $3,500 balance on a card that has a $5,000 ...

You should pay your credit card bill by the due date or else it can affect your credit score. Here's when to pay early and how it can impact your credit score and interest rates.

Suppose you only have one credit card, with a maximum credit limit of $10,000, and you charged $5,000 to the card without making any payments. In this case, your utilization is 50% of your total ...