Most car insurance companies don't cover engine failures under standard policies. However, there are some packages that you can buy for extra coverage.

In that case, mechanical breakdown coverage could save you a lot of money. However, consider a less expensive repair. Say you need to replace your steering column, which will cost $300.

Mechanical breakdown insurance pays for car repairs, ... One thing to keep in mind is that many MBI policies specify that coverage ends once your car hits a certain age or a specific number of miles.

GEICO requires you to buy mechanical breakdown coverage before your car reaches 15,000 miles. To get a sense of pricing for older vehicles, ...

GEICO, “Mechanical Breakdown Insurance: Coverage for Car Repairs. ” Accessed Feb. 14, 2025. Insurance Information Institute, “ How to file an auto insurance claim.

Doing away with no-fault insurance and requiring Florida drivers purchase mandatory bodily injury (MBI) coverage won’t lower Florida’s nation-leading auto insurance rates but increase them ...