Market ConditionsIn periods of economic stability, interest rates tend to be lower, encouraging borrowing and risk-taking.

Even though interest rates are higher than they were a few years ago, both new homebuyers and current homeowners looking to refinance can secure a good rate today. Plus, borrowers may soon see ...

The Federal Reserve's Federal Open Market Committee (FOMC) declined to adjust interest rates after its first meeting of the year on Jan. 28 and 29, 2025. Starting in September, the FOMC lowered ...

In South Africa, the interest rates decisions are taken by the South African Reserve Bank’s Monetary Policy Committee (MPC). The official interest rate is the repo rate. This is the rate at ...

The Bank rate is used as the basis to calculate the payment on due date interest rate. The current bank rate as set on January 30, 2025, is 3.25%. Government of Canada departments use the payment on ...

The Federal Reserve’s decision on Wednesday to keep its overnight bank lending rate where it is — following a full percentage point cut last year — means you still have an opportunity to enjoy solid, ...

While Fed policy influences the general direction of interest rates, mortgage lenders ultimately set their rates based on various market factors and business considerations. Each lender maintains a ...

Wall Street thought the Fed was done lowering interest rates — at least for now. The Jan. 29 announcement of a "pause" proved the money runners were right. "We're not doing anything," the Fed ...

Interest rates are a key feature of many credit cards and play a big part in the potential fees you may be charged for carrying a balance. If you already carry a balance on your credit card ...

Small-cap stocks appear riskier after interest rates in the bond market recently spiked, with the Russell 2000 index now in correction territory. The Russell 2000 index RUT, a broad gauge of ...

Despite its large presence, Wells Fargo savings accounts earn relatively low interest rates. Depending on the savings account, you can earn higher rates with larger balances—but even these rates ...