Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

In this example, if you have $4,000 in salaries expense, $1,000 in administrative expense, $2,000 in utilities expense and $3,000 in advertising expense, add these amounts to get $10,000 in total ...