Retirees can use annuities as a hedge against market risks. However, it's essential to understand the intricacies of these ...

Compare fixed, variable, indexed, and immediate annuities. Understand which type fits your retirement planning strategy best.

For years, I've been monitoring interest rates on certificates of deposit, a type of low-risk savings account that grows your money over a set term. Maybe it's not the most exciting part of my job as ...

Investments with lower expected risk, as with bonds, will generate returns that mostly lag higher-risk assets, over time.