Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

A home equity line of credit, or HELOC, is a type of second mortgage that lets you access cash as needed based on your home's value.

An industry insider gives an inside look at the Loan Estimate, or LE, the mortgage shopper's secret weapon when comparing lender offers.

When you start collecting Social Security, any change in finances can be scary. But selling your house doesn't have to be, if ...

The decline in home equity can catch even the most prepared homeowners off guard, impacting everything from your net worth to ...

What Noble says happened to her may be an honest mix-up or a sign of a serious mismanagement of funds and fraud. Auto loan ...

Opportunity cost is another crucial factor to consider when deciding between paying down your mortgage and investing. While ...

Lendsure, a so-called non-QM (qualified mortgage), offers a one-year bridge loan with no payments on the soon-to-be departing ...

Home equity loans and mortgages both use your home as collateral, but there are important differences between the two.

A cash-out refinance on your home equity, so a lender requires that an appraisal be done to assess your home’s current value. If the home prices have gone up in your area, your property might be worth ...

Your mortgage interest rate depends on a variety of factors, including the type of loan (fixed or adjustable) and the loan term (such as 30 years). Learn more.