High-yield savings accounts, in particular, have been a worthwhile alternative for many years now, thanks to the elevated ...

With the average savings account paying 0.38%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a ...

High-yield savings accounts are still offering impressive returns, with many paying over 4.00% APY -- a big jump from the minimal interest offered by traditional banks. Since the Fed kept rates steady ...

Smartly placing your $10,000 in the right account—or multiple accounts—can help you take advantage of today’s high interest ...

The best savings account rates for July 2025. Depending on the high-yield savings account, you might need to meet certain opening deposit or minimum balance requirements to get the highest ...

Bankrate reports that top high-yield savings account rates for July 2025 are between 4.11% and 4.30%. And if you shop around, you may find an account that offers an even higher rate than that.

The Federal Reserve cut interest rates in 2024 after having raised them 11 times throughout 2022 and 2023 to combat inflation, but savings rates still haven't substantially declined.

The type of account you choose to save your money in will depend on your unique preferences for safety, returns and liquidity ...

High-yield savings rates are not increasing at the moment. Rates increased throughout 2023 as the Federal Reserve raised its benchmark rate to tamper with inflation.