How consumers use “buy now, pay later” loans will be incorporated into one of the key metrics used to determine credit worthiness.

Whether it's a stolen Social Security number or credit card, being a victim of identity theft is a headache — especially if you don't discover it for weeks or months. That's where identity theft ...

FICO believes the new model will responsibly expand access to credit, particularly for younger consumers or those with ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Since 90% of lenders check your FICO score when applying for credit, it tends to matter more than other credit scoring models. Specifically, mortgage lenders, auto lenders and credit card issuers ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Fair Isaac shares retreated following Freddie Mac and Fannie Mae's decision to accept another measure when assessing mortgage borrowers, adding competition to the company's FICO credit score model.

FICO believes the new model will responsibly expand access to credit, particularly for younger consumers or those with limited credit histories. A joint study with Affirm, which trained FICO's new ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. The credit score ...

It's a bit of a chicken-and-egg situation, really: If you're interested in increasing your FICO® score by opening a new credit card, the type of card you're able to qualify for actually depends ...