Microsoft Excel offers a wealth of pre-built templates that simplify this process, providing a quick and efficient way to track income and expenses.

Focus on managing your budget, not creating a spreadsheet to do so. For a great start, check out these best Excel budget templates for most any type of budget.

You’ll then be asked to sign in with your Microsoft 365 account (again), thus ensuring that you can’t use this spreadsheet/add-in even if a friend sent it to you, because that’s how ...