Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scoring models, however, there is ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big debt balance could lower your credit score, depending on how your lender ...

Discover which U.S. states have the best and worst credit scores and learn what factors influence these rankings.

Experts emphasize the importance of maintaining a good credit score as it could affect loans, credit cards and living ...

Fair Isaac Corp., the data analytics company known for the FICO consumer credit score, gave its longtime general counsel Mark Scadina $7.4 million in pay, a nearly 20% increase.

Payment history helps build trust with lenders. It’s the most significant factor at 35% of one’s credit score. Late or missed ...

Discover why a perfect 850 credit score isn't necessary for financial success, and what you can do to improve your score.