NerdWallet's free credit score simulator can help estimate the impact of financial decisions on credit. Other tools can help you see where your money is going.

Some sources provide average auto loan interest rates on a monthly basis, but they aren’t broken down by credit score. In June 2025, automotive site Edmunds.com listed the average car loan ...

Leading credit scoring firm FICO has found 7.4 million people are “credit retired,” with good credit histories but no active accounts, says Ethan Dornhelm, FICO’s vice president for scores ...

So, let’s have some pie. Sorry—make that just a pie chart, because it is important when you are struggling to control your credit card debt to be mindful of your credit score, which is ...

Getting married does not affect your credit score, ... The NerdUp by NerdWallet Credit Card is issued by Evolve Bank & Trust pursuant to a license from MasterCard International Inc.

A low credit-based insurance score can affect your car insurance rates more than a DUI in some cases. Here’s why your insurance credit score matters.

Capital One makes free credit scores available to everyone. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but ...

“If your credit utilization ratio rises to about 30 percent or so, you can expect to see your credit score drop,” says NerdWallet credit card expert Sean McQuay, “and that effect gets more ...