Tana Williams and her husband found themselves in nearly $27,000 in debt after a series of emergency expenses came up, coupled with years of overspending. To get out of debt, they came up with a new budget, started taking on side hustles to earn extra income and found a debt management method that worked for them.

There are proven strategies that can help you pay off your debt by breaking the process down into approachable steps. Here are some of the best practices for reducing spending and

Credit card debt is weighing on many Americans. The share of credit card holders making just the minimum monthly payment is at a 12-year high, a report shows.

Got credit card debt? There are several ways to approach paying it off. Consumer Investigator Rachel DePompa talks to NerdWallet about different debt repayment strategies.

Running the numbers showed that a balance transfer card was right for me, but that’s not the case for everyone. Here’s what you should know.

If a dealership allows you to buy a new car that costs $50,000 using a credit card, they'd have to pay fees ranging from $750 on the low end to as much as $1,750 on the high end. And that's just for an average car. A 3.5% fee on a $100,000 luxury car or truck comes to $3,500. That money would come straight from the dealership's profit margin.

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards.