It's common for credit cards to offer an introductory period of 0% annual percentage rate for new cardholders, often 12 to 24 months. But you don't always have to apply for a new credit card to get ...

A close friend of mine crushed $30,000 of credit card debt in under two years. One of the tools he used was a long 0% intro APR balance transfer card, and it completely changed his financial future.