As the price for just about everything goes up, you may be tempted to swipe that credit card to pay for your items -- and you're not alone.

The math backs her up. If you have an average credit card balance of around $6,600, a 20% interest rate and only make the minimum payment of 1% of the balance every month, you could stay in debt for ...

This card earns double miles on American Airlines purchases and at gas stations and restaurants, and it makes flying less of a hassle with a free checked bag benefit and other perks.