Paul Nicholls has vowed "I'll be back" competing at the top table on a regular basis again before long ahead of Saturday's Grade 1 Betfair Ascot Chase.

Timeform's Lewis Tomlinson is heading so far north he's crossing the border as he rounds up what's happening and what might happen in the north.

Credit cards have notoriously high interest rates, so carrying a balance can be costly. However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards ...