One of the biggest culprits is the CFPB's qualified mortgage rule and the ever-expanding debt-to-income ratios allowed under ...

The truth is that the CFPB, through its Qualified Mortgage rule and its ever-expanding debt-to-income (DTI) ratio, has enabled the granting of mortgages that exceed home buyers ability to pay ...

Vacating the judgment would set a dangerous precedent for new administrations to roll back unfavorable rulings, the National ...

Time seems to be running backwards at the Consumer Financial Protection Bureau (CFPB). The agency is going back in time, dismissing pending cases and even ...

Since it was originally founded in the wake of the 2008 financial crisis, the Consumer Financial Protection Bureau (CFPB) has been a chief figure in the regulatory enforcement of the mortgage ...

In an unusual move, the consumer watchdog is seeking to reverse its stance on a case against Townstone Financial, which was ...

But one industry that has emerged as an unlikely CFPB defender amid all of these moves is the mortgage industry, which has been aiming to keep the agency open — or, at least, to more carefully ...

Although it’s always been important to fully understand the terms of a loan when taking out a mortgage, that may take on even greater importance if the CFPB is diminished. Still, the home loan ...

The bureau identified the redlining case against Townstone Financial as “abusive” and “unjust” and plans to make the company whole by returning the $105,000 penalty it paid.

Even so, these kinds of debts on credit reports have led to thousands of mortgage applications being denied when those people would have had no problem making those house payments. CFPB's former ...