Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve ...

Certificate of deposit (CD) rates have been on a rollercoaster ride in recent years, hitting historic lows during the ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Just remember that CD rates don't mirror the Fed precisely. So, if lenders assume that interest rate cuts will be issued this spring, they could start reducing their rate offers before that's official ...

If you’re looking into CDs, the best 3-month CD rates today range from 4% to 5%, depending on the institution. Here are our top picks. Our Methodology Newsweek Vault’s banking experts have ...

CD account rates are already down significantly from recent years when it was possible to get an account with a rate in the 6 ...

The best business CD rates generally offer higher APYs than other business deposit accounts and, in many cases, numerous term options to meet a wide range of business needs. Account details and ...

According to the Federal Deposit Insurance Corporation (FDIC), the national average deposit rate for a 2-year CD is only 1.48%. However, many financial institutions’ best 2-year CD rates average ...

Here are the 10 best rates for CDs in February 2025. All of these accounts are protected by either the Federal Deposit ...

The exact yield depends on the issuer, but new-issue, four-year CDs here currently have rates around 4.20% APY. You purchase a whole CD for a minimum of $1,000 or buy CD fractions in increments of ...

Most CD rates have been drifting lower now that the Fed has been cutting interest rates. But today two large U.S. banks actually boosted their APYs.