Explainable AI Another option is to use these powerful black-box models alongside a separate explanation algorithm to clarify the model or its decisions.

An AI glass box is a system whose algorithms, training data and model are all available for anyone to see. But researchers sometimes characterize aspects of even these as black box.

Black-box algorithms, like other types of artificial intelligence, apply statistical transformations to convert input data into an actionable output (in this case, a credit denial).

Credit Scoring Algorithms: Black box AI is used in financial services to determine credit scores or approve loans. However, the criteria or logic used to determine eligibility is often unclear to ...

AI systems can appear to be black boxes – often, even experts don’t know how systems reach their conclusions. The nascent field of “explainable AI” aims to address this problem.