The basic FICO and auto loan FICO scores use different credit scoring models. The base FICO score ranges from 300 to 850, but FICO auto scores range from 250 to 900.

Some sources provide average auto loan interest rates on a monthly basis, but they aren’t broken down by credit score. In June 2025, automotive site Edmunds.com listed the average car loan ...

Use our free auto loan interest calculator to see what your monthly payment might look like—and the total interest cost you would pay over the life of ... Credit Score Range New Car Interest Rate ...

Though having a lower credit score can make it more difficult to find the auto loan that works for you, you do have options. There are steps you can take to improve your borrowing experience.

What auto loan rate can you qualify for based on your credit score? A couple reviews financial documents with a loan officer. Auto lenders consider a variety of factors when determining your loan ...

A borrower with a 650 credit score and a $20,000 five-year used-car loan would have monthly payments of about $463 and pay $7,760 in interest over the life of the loan. Someone with a 500 credit ...

A FICO auto score is a credit score calculated specifically to determine the likelihood that a borrower will repay a car loan as promised. FICO auto scores can range from 250 to 900.

A good credit score to buy a car is often above 660, as you're then considered a "prime" borrower. There's no industry-wide, official minimum credit score in order to qualify for an auto loan.

Experian discusses what you need to know about how your credit score affects a car loan, what credit score you need to get approved and other things to consider before applying.

Estimate your monthly payments with Cars.com's car loan calculator and see how factors like loan term, down payment and interest rate affect payments.

Most credit scores can get you a car loan, but your credit score will have a direct impact on ... You can compare costs for various rates you might be offered using Cars.com’s car loan calculator.