While Medicaid may pay additional health care costs that Medicare does not provide, the personal care Medicaid provides tends to be inferior to what out-of-pocket care providers can offer you.

Applying for Medicaid and Spend Down. Check with your state Medicaid office on documents you’ll need, and whether you can apply online or in person.

However, non-MAGI groups, such as seniors applying for Medicaid long-term care, may still face asset limits and these thresholds vary by state. As an example, in 2024, ...