The best CD rates today go up to 4.71% APY. Maximize savings while rates stay high — grab a top rate before the next drop cuts into your earning potential.

Farrar notes that with the best CD rates currently available on shorter terms, keeping your money locked in a CD may not be as much of a concern as it used to be. But if you're concerned about not ...

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its benchmark rate toward the end of 2024, CD rates fell in response. However, ...

CD rates are still quite high, but I've got better places to park my money to meet my short-term and long-term money goals.

See how much interest you could earn by putting $20,000 into a CD -- plus where to find the best rates right now.