A rise in mortgage interest rates has led to a decline in people applying for home loans and homeowners refinancing.

Mortgage rates hold steady July 23, 2025, with 30-year fixed at 6.625%. Trump hints at capital gains tax cut for home sales.

With an ARM, many people choose to refinance due to their rate adjusting higher. However, it’s important to remember that ...

Ongoing uncertainty could cause rates to stay high, or increase further. For instance, if tariffs cause inflation to reignite ...

Mortgage applications dropped 10.0% amid rising interest rates and post-holiday adjustments.   Refinance activity declined 7% ...

Not all mortgages are created equal. Learn the pros, cons and ideal use cases for today’s most popular home loans, so you can ...

Adjustable-rate loans may be the mortgages people love to hate, ... Even when the spread between ARM and fixed rates is low, there are a couple of reasons to consider adjustable home loans.

ARM loans can be a popular choice, because the interest rates on an ARM are often slightly lower than those for a fixed-rate loan. For example, today’s average rate for a 10/1 ARM is 6.42% ...

Swift Home Loans offers a fully online application experience with secure web browser or mobile document uploads through its Salesforce platform. Borrowers can begin with a loan preapproval, which ...

Home Loan Rates Slightly Under 7% for Borrowers: Current Mortgage Rates for June 3, 2025 ... A 5/1 adjustable-rate mortgage has an average rate of 6.17% today.

The 30-year fixed-rate loan averaged 6.918%, down by 0.044 percentage points. Rates for adjustable-rate mortgages ... On a $200,000 home loan with a fixed rate for 30 years, ...

And that means adjustable-rate mortgages, or ARMs, are on the table. But today’s ARM rates are all over the place. Should you still consider these loans when you’re financing a home?