Looking to erase debt fast? Here's when to use a balance transfer or a personal loan to save the most money possible.

Consolidating your debt can be a smart approach if you have decent credit and can qualify for rates significantly lower than ...

Credit card rates are high right now, but will they start to decline after this week's Federal Reserve meeting?

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Americans owe a combined $1.18 trillion in credit card debt so Consumer Reports has tips on how to pay down that debt. One ...

One often-underappreciated way to tackle debt is through debt settlement. Debt settlement groups can lower the amount you owe by negotiating with your creditors. Instead of paying the full debt, ...

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.

Most Americans are managing their cards well right now, so slashing the cost of using them could unleash spending.

It typically applies to unsecured debts — like credit cards, medical bills or personal loans — and is often used as a last resort when a borrower can't afford to pay off their debt in full.

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.