You can use bank-to-bank transfers to transfer money between two accounts you own or to send money to another person’s account. Unfortunately, the ACH network only connects U.S. banks.

Wire transfers take place in less than 24 hours but do not occur on weekends or on bank holidays. Other methods of sending someone money can be quick or free.

In addition to the China (WeChat) service, SimbaPay also supports money transfer to Kenya, Uganda, Tanzania, Rwanda, Burundi, Ghana, Nigeria, Madagascar, Niger and India.

Money transfer apps allow users to send and receive funds with just a few taps. Typically, all you need is the recipient’s email address or phone number to send a payment.