To receive the highest Social Security benefits, you'll have to earn at least the maximum taxable amount annually. For 2025, that's $176,100. In 2015, the amount was $118,500. Any earnings made over the maximum amount isn't taxed and won't count toward your total earnings.

In 2025, the maximum monthly benefit Social Security will pay is $5,108. To be clear, though, that's higher than the program's maximum benefit at full retirement age this year. Those looking at $5,108 a month in Social Security need to delay their claims until the age of 70 to lock in payments that high.

A Binghamton woman has been sentenced to 18 months in federal prison for stealing more than $25,000 in social security benefits. Loretta Washington, 60, was convicted of social security fraud and will also face three years of supervised release.

In just a few days, thousands of Americans will receive a new Social Security payment via Direct Deposit. However, eligibility is key, as only certain citizens will qualify for this financial boost. Understanding the payment schedule and requirements is crucial for beneficiaries.