Have idle funds you don't want to invest? You can still put the money to work earning a great return. Here's what all the best cash savings options are paying right now.

*APYs as of Feb. 7, 2025, based on the banks we track at CNET. Weekly percentage increase/decrease from Jan. 27, 2025, to Feb ...

You buy savings bonds, and the government will pay you a certain rate of interest over the term of the bond. When the bond matures, you receive your principal back, plus any accrued interest.