Before requesting a loan consider these points. Story by Diego Pérez Morales • 6mo. W hen contemplating a loan, the first aspect to scrutinize is the interest rate.

Each lender has its own set of policies regarding multiple loans. For instance, some lenders, like SoFi, allow up to two personal loans with a combined limit of $100,000.

Our team researched more than two dozen of the country’s most popular personal lenders, including large online companies like SoFi, big banks like Wells Fargo, and peer-to-peer lenders like ...