Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

What is an unsecured personal loan? Learn more about the risks and benefits, along with tips to borrow smarter without ...

Whether it’s an unforeseen medical emergency, wedding expenses, or a home improvement project, many people turn to personal ...

Both HELOC and home equity loan interest rates fell again last week. Here's what potential borrowers should do next.

Personal loans from Fifth Third Bank are best for the bank’s existing customers, who can take advantage of rate discounts for ...

An unsecured loan is a loan that's backed by your creditworthiness; whereas a secured loan is backed by collateral, such as your home, your car or another asset. Because lenders take on more risk ...

Auto loans and mortgage loans use the purchased vehicle or home as collateral. Secured personal loans, on the other hand, often require a deposit—such as a savings account or certificate of ...

With this loan type, you secure the loan using your boat as collateral. Secured loans may be available through banks, credit unions, boat dealers and specialized marine finance companies.

A personal loan for rent can help if you’re in a bind, but you have to pay interest on what you borrow. And mainstream personal loan rates can run as high as 36%.