Home equity loans and personal loans are both viable ways to borrow money. But which is cheaper in today's economy?

If you default on the loan, the bank can take back your home, car, jewelry, or whatever else was used as collateral. It's also important to point out that not all secured personal loans offer ...

Secured personal loans can be hard to sort through ... require you to use home fixtures or a paid-off vehicle as collateral. The home fixtures may include lights, bathroom vanities, kitchen ...

Lender Rate Table : Personal Loans - Rate Table Any type of loan can be a collateral loan ... such as your home. It requires you to have a valuable asset. Another potential issue is that you ...

See how we rate personal ... loans require collateral, unsecured financing methods don't require any collateral at all. What is an unsecured loan? Unsecured loans and financial products can ...

“Crypto-backed loans are a financial tool that allows businesses and users to borrow funds using cryptocurrency as collateral.” As a result, crypto-backed loans provide access to liquidity ...

One of the biggest pros of consolidating debt with a personal loan is the chance to lock in a lower interest rate. If your credit card interest rates are high (the average rate is around 20% ), a ...

Personal guarantees are often a requirement for no-collateral loans and small-business credit cards. As the lender has no collateral it can attach if you don’t pay, the guarantee gives it leeway ...

Personal loans can be cheaper than bail bonds and don't require collateral. But you can't apply in jail.

Your interest payments are also tax-deductible if you use funds to buy, build or otherwise significantly improve a home. However, the lack of collateral on a personal loan could make it an ...

A car can be used as collateral for a loan even if your credit score is low. Loans secured by your vehicle may come with lower rates than unsecured lenders offer. Car title loans can be risky and ...

If you want fast cash without risking collateral and paying high fees, consider a personal ... can be much less consequential than losing your home or vehicle." However, a pawnshop loan "should ...