4.5/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. ... *SoFi Personal Loan Disclaimer Fixed rates from 8.99% APR to 35.49% APR.

Thinking about a personal loan? This guide explains how long it takes to get a personal loan and what documents you'll need for to get funds to your account.

A promissory note is a formal, written agreement outlining a personal loan's terms and conditions. You’ll want one even when lending to a friend.

Personal loan. Home equity loan. Rates. 7% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value. Minimum credit score. 670. 680. Repayment terms.

5-year $50,000 personal loan at 12.65%: $1,128.72 per month; Monthly payment difference: The home equity loan is around $109 cheaper each month and approximately $6,540 over the five years.

If you want to borrow on an as-needed basis, a line of credit can be a good option. But if you prefer fixed monthly payments, then a personal loan might be a better fit.

With loan terms as short as one year, Avant might be the right choice for those looking for fast funds to repay quickly. While there is no specified minimum credit requirement, applicants with a ...

There are certain times in which a personal loan makes sense to pay off debt, but that won't always be the case. Getty Images If you're juggling multiple monthly debt payments, high interest rates ...

Auto loan interest rates run lower than personal loan interest rates. According to FICO, five-year auto loan interest rates for new cars average 7.5% for top-drawer credit scores, 8.6% to 12.6% ...