A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Visit americanexpress.com to learn more. A credit card with a no-interest period can be a valuable tool for financing purchases and consolidating credit card debt. The best credit cards provide ...

Lastly, remember that if you pay your statement balance in full each month, you can enjoy credit card benefits without paying interest, no matter your card’s APR. Most credit cards offer a grace ...

Those customers often pay the highest rates. Card companies make money on the interest ... financially fragile Americans could no longer use credit cards, the analysts said.