A $2,000 balance may seem small, at least until you see how long it will take to pay it off with minimum payments.

Consolidating your debt can be a smart approach if you have decent credit and can qualify for rates significantly lower than ...

Paying your credit card bill on the wrong day could cost you. Expert John Liang reveals the best and worst days to pay—and ...

A balance transfer can offer breathing room, but what happens if you don't pay it off before the intro rate ends?

Credit utilization refers to how much debt you’re carrying on your credit card relative to your card’s credit limit. For example, if you have a $3,500 balance on a card that has a $5,000 ...

One of the primary reasons credit cards exist is to facilitate purchases that you don’t want to pay for with cash or a debit ...

You should pay your credit card bill by the due date or else it can affect your credit score. Here's when to pay early and how it can impact your credit score and interest rates.

Suppose you only have one credit card, with a maximum credit limit of $10,000, and you charged $5,000 to the card without making any payments. In this case, your utilization is 50% of your total ...

If you pay off your card's balance each month, you'll avoid the nearly 30% APR on purchases and balance transfers (!) and it also makes perks like an up to $120 credit for Global Entry or TSA ...

Credit card issuers require you to pay at least a minimum monthly payment, which is typically either a fixed amount or calculated as a percentage -- usually 1% to 4% -- of your credit card balance.