Generally, you’ll want to consider all other types of small-business loans before turning to a merchant cash advance (MCA) because this product is expensive and can lead to a harmful cycle of debt.

Even when approved, these loans can come with high-interest rates, long approval times, and fixed monthly repayments. A merchant cash advance offers an alternative way for business owners to get ...

Getting money for your small business can be tough. Banks have strict rules and slow approvals, so many business owners look for other options, like Merchant Cash Advances (MCAs). With an MCA, you get ...

The lender can work with startups and borrowers ... for borrowers with a minimum credit score of 500. Like all merchant cash advances, however, this product may be expensive.

Settlement Extension Fees: For each month a creditor takes longer to accept payment terms, some firms charge an additional 1% of the total debt. A $100,000 debt with a 36-month repayment period could ...

Need a financial cushion for your business? Discover what is a working capital loan and how it can help with short-term ...

I'll walk you through how to get a business loan with no money. We'll also explore funding options, lender requirements, and ...

PayPal has officially crossed $30B in merchant cash advance and business loan originations, the company announced. “Access to ...

Some types of unsecured business loans have more relaxed eligibility requirements and are available to business owners with bad credit. This includes invoice factoring and merchant cash advances.

You can look into alternatives to bank business loans in the form of loans from an online lender, invoice financing or merchant cash advances The SBA offers community-based loan programs that are ...