Excellent credit, minimal debts and a high take-home income are necessary to score low personal loan interest rates. Many lenders offer rates under 10 percent for well-qualified borrowers.

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Private student loan interest rates vary widely depending on your credit, but if you have good credit you could score a low rate. CNBC Select set out to find the best low-interest student loans.

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Our opinions are our own. A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly.

Today's Loan Rates Best Personal Loans with Low Interest Rates Borrowers with excellent credit typically get the best low-interest personal loans, while borrowers with bad credit are offered the ...

Apply for prequalification with at least three lenders to preview your potential rates and loan terms. Low interest personal loans are offered by banks, credit unions and online lenders to the ...