Looking to erase debt fast? Here's when to use a balance transfer or a personal loan to save the most money possible.

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Discover July's best personal loan deals -- low rates, flexible terms, and quick approvals. Compare top offers to find the right fit for your financial goals.

Promotional HELOC offers can give you a lower rate for a limited time. But are they really worth it for homeowners?

For example, Lightstream offers personal loans for home improvement with terms up to 20 years. You could get a longer repayment term if you choose a home equity loan, HELOC or cash-out refinance.