Debt collectors have a legal obligation to send a debt validation letter if requested. If they don’t, you can request that they stop contacting you altogether. Learn More: 30 Scam Phone Numbers ...

The claim: Debt is 'invalidated' if collector does not respond to verification letter in 30 days. A March 21 Facebook video (direct link, archive link) shows a woman explaining a way of supposedly ...

The CFPB also provides letter templates you can use to communicate with your debt collector. Does a pay-for-delete letter always work? Risks and limitations of pay for delete agreements.

Send a written cease-and-desist letter . The Fair Debt Collection Practices Act (FDCPA) gives you the right to request that debt collectors stop contacting you, and they must comply with this request.